Deposit Rates

Personal Accounts


 
True Advantage Checking Plus Annual Percentage Yield (APY)
$50,000 and over 0.10%
$25,000 - $49,99.99 0.07%
$10,000 - $24,999.99 0.07%
$2,500 - $9,999.99 0.03%
Less than $2,500 0.03%
True Advantage Savings*
Requires True Advantage Checking or Checking Plus Account
$50,000 and over 0.20%
$25,000 - $49,99.99 0.10%
$10,000 - $24,999.99 0.03%
$2,500 - $9,999.99 0.03%
Less than $2,500 0.03%
Select Checking Plus
Single Tier 0.03%
Personal Money Market*
$2,500 and over 0.03%
$2,500 0.03%
Health Savings Account*
$2,500 and Over 0.40%
Less than $2,500.00 0.15%
Welcome Savings*
Maintain $250 balance to avoid monthly fee of $5
$2,500 and over 0.03%
Less than $2,500 0.03%
Starter Savings*
Available to customers age 17 or younger
$2,500 and over 0.03%
Less than $2,500 0.03%
Holiday Club*
Single Tier 0.03%

 

Certificates of Deposits


 
True Advantage**
($1,000 minimum to open and
to earn APY) Requires True
Advantage Checking or Checking
Plus Account
 
Annual Percentage Yield (APY)
6 - 8 months (Maturity) 0.30%
9 - 11 months 0.30%
12 - 17 months 0.45%
18 - 23 months 0.55%
24 - 35 months 0.65%
36 - 47 months 1.00%
7-31 Day CD/IRA** $100,000 Min to open
7 - 31 Days (Maturity) Negotiated
1 - 60 Months** ($1,000 minimum to open and earn APY)
1 - 2 months (Maturity) 0.05%
3 - 5 months (Maturity) 0.05%
6 - 8 months 0.05%
9 - 11 months 0.05%
12 - 17 months 0.20%
18 - 23 months 0.30%
24 - 35 months 0.40%
36 - 47 months 0.75%
48 - 59 months 1.05%
60 months 1.35%
Perfect CD** ($5,000 minimum to open and to earn APY)
18 months 0.40%
30 months 0.75%
Variable Rate IRA** ($1,000 minimum to open and to earn APY)
Single Tier 0.15%


Business Accounts


 
Business NOW Annual Percentage Yield (APY)
Single Tier 0.03%
Business Advantage Money Market*
$50,000 and over 0.20%
$25,000 - $49,999.99 0.10%
$10,000 - $24,999.99 0.03%
$2,500 - $9,999.99 0.03%
$2,500.00 0.03%
Business Money Market* 
$2,500 and over 0.03%
$2,500.00 0.03%
Business Savings* 
$2,500 and over 0.03%
$2,500 0.03%

Rates in effect as of 10/25/16. Please note these rates are subject to change at any time. Rates may change after the account is opened. Interest is compounded daily. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.

*Banking regulations governing savings and money market accounts specify that transfers into another account or to a third party by check, preauthorized automatic or telephone requests are limited to six per monthly cycle. In person transactions at a branch or ATM are unlimited.

** There are penalties for early withdrawal from a CD or IRA.