Deposit Rates

Personal
Accounts
Annual
Percentage Yield
True Advantage Checking Plus
Tier 1: $50,000 and over 0.13%
Tier 2: $25,000 - $49,999 0.10%
Tier 3: $10,000 - $24,999 0.10%
Tier 4: $2,500 - $9,999 0.05%
Tier 5: < $2,500 0.05%
True Advantage Savings*  
Requires True Advantage Checking or Checking Plus Account 
Tier 1: $50,000 and over 0.23%
Tier 2: $25,000 - $49,999 0.13%
Tier 3: $10,000 - $24,999 0.05%
Tier 4: $2,500 - $9,999 0.05%
Tier 5: < $2,500 0.05%
Select Checking Plus
Single Tier 0.05%
Personal Money market*
Tier 1: $2,500 and over 0.05%
Tier 2: < $2,500 0.05%
Health Savings Account*
Tier 1: $2,500 and over 0.45%
Tier 2: < $2,500 0.20%
Welcome Savings*
Maintain $250 balance to avoid monthly fee of $5
Tier 1: $2,500 and over 0.05%
Tier 2: < $2,500 0.05%
Starter Savings*
Available to customers age 17 or younger
Tier 1: $2,500 and over 0.05%
Tier 2: < $2,500 0.05%
Holiday Club*
Single Tier 0.05%

Rates in effect as of 3/10/14. Please note these rates are subject to change at any time. Rates may change after the account is opened. Interest is compounded daily. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.

*Banking regulations governing savings and money market accounts specify that transfers into another account or to a third party by check, preauthorized automatic or telephone requests are limited to six per monthly cycle. In person transactions at a branch or ATM are unlimited.  

**There are penalties for early withdrawal from a CD or IRA.

Certificates of Deposit
and IRAs
Annual
Percentage Yield (APY)
True Advantage** ($1,000 minimum to open and to earn APY)
Requires True Advantage Checking or Checking Plus Account 
6 - 8 months 0.35%
9 - 11 months 0.30%
12 - 17 months 0.50%
18 - 23 months  0.60%
24 - 35 months 0.70%
36 - 47 months 1.05%
7 - 31 Day CD/IRA** ($100,000 minimum to open and earn APY)
7 - 31 days (Maturity) Negotiated
1 - 60 Months** ($1,000 minimum to open and earn APY)
1 - 2 months (Maturity) 0.15%
3 - 5 months (Maturity) 0.15%
6 - 8 months 0.10%
9 - 11 months 0.05%
12 - 17 months 0.25%
18 - 23 months 0.35%
24 - 35 months 0.45%
36 - 47 months 0.80%
48 - 59 months 1.10%
60 months 1.40%
Perfect CD** ($5,000 minimum to open and to earn APY)
18 months   0.45%
30 months  0.80%
Variable Rate IRA** ($1,000 minimum to open and to earn APY)
Single Tier 0.25%

 

Business
Accounts
Annual
Percentage
 
Yield
Business NOW
Single Tier 0.05%
Business Advantage Money Market*
$50,000 and over 0.23%
$25,000 - $49,999 0.13%
$10,000 - $24,999 0.05%
$2,500 - $9,999.00 0.05%
< $2,500 0.05%
Business Money Market*
$2,500 and over 0.05%
< $2,500 0.05%
Business Savings*
$2,500 and over 0.05%
< $2,500 0.05%