Advantage checking for your employees.
Employee Advantage Checking
Tompkins Community Bank is pleased to offer a convenient and reliable checking program for your employees. We understand that convenience is important, so we make banking easy and customer friendly.
To open your Employee Advantage Checking account, stop in to any one of our convenient locations, or ask your employer about upcoming events at your place of business.
Hassle-Free Employee Advantage Checking1
- Enjoy this account without paying monthly maintenance
fees with your direct deposit2 and eStatements - Free eStatements ($3.50 maintenance fee for paper statements)
- Reimbursement of non-Tompkins ATM fees3
- Convenient and secure Tompkins Debit Mastercard®4
Other Benefits:
- Free Internet Banking with Bill Pay
- Free Mobile Banking with text alerts5 and
Mobile Check Deposit - 0.25% annual percentage rate off consumer installment and fixed rate home equity loans with auto pay
- Mortgage Application Fee Savings6 - enjoy a refund of $175
at loan closing - International Services (SWIFT code for wire transfers)
Some of the other Personal Banking services we offer include:
- Savings Accounts
- Certificates of Deposit
- Health Savings Accounts
- Credit Cards7
1Minimum balance to open account in branch is $0 and the minimum balance to open account online is $25. 2Direct deposit must originate from company indicated in proposal. If direct deposit is terminated or if employment with said employer ceases, account is converted to a Direct Checking account. The Direct Checking account has a monthly maintenance fee of $10. Receive a monthly credit of $10 when you do one of the following during each monthly statement cycle and by enrolling in eStatements: receive direct deposits totaling $500 or more, OR use your debit card to make 10 or more purchases. A monthly paper statement fee of $3.50 applies to this account. Receive a monthly credit of $3.50 when you enroll in eStatements. 3Up to $13.50 per month will be refunded. 4Mastercard® and the Mastercard® brand mark are registered trademarks, used pursuant to a license. 5Your wireless telecommunications provider may charge you for data usage. Check with your provider for details regarding your specific wireless plan and any data usage charges that may apply. 6All loans subject to credit approval, income and other qualifying guidelines. 7Elan Financial is the creditor, issuer and servicer.
We're More than a Bank
Through our partnership with Tompkins Financial Advisors and Tompkins Insurance Agencies, we offer a comprehensive suite of financial products and planning services to meet your needs.
Tompkins Financial Advisors
Since 1891, Tompkins Financial Advisors are the trusted advisors that help generations of families grow, protect and distribute their wealth to assist them in pursuing their long-term financial goals. We do this by providing customized financial and estate planning strategies, prudent wealth management and an unrivaled client experience.
- Investment Services
- Tax Planning
- Trust and Estate Planning
- Retirement Planning
- 401(k) Rollovers
- Personal Risk Management
- Business Succession Planning
Tompkins Insurance Agencies
Protecting Your Most Valued Assets
The roots of Tompkins Insurance Agencies, Inc. go back more than 100 years, as trusted advisors to small and large businesses throughout New York and Pennsylvania. We provide a full range of personal and commercial insurance and employee benefits products and services. We are proud to deliver personal, local insurance programs through trusted advisors who live and work in the communities we serve. We have established strong relationships with leading regional and national insurance carriers, which enable us to find the right combination of coverages to meet our customers’ specific needs, at the right price.
What Makes Us Different?
- Trained professionals with roots in the communities we serve
- Personalized programs for your unique needs
- Unrivaled customer service
- Industry leading 99% customer claims satisfaction rating*
Insurance and investment products are not a deposit, are not FDIC insured, are not guaranteed by the bank or any federal government agency, and may lose value. *Customer claims satisfaction rate based on surveys conducted after each personal claim.
Mortgage Services
Are you new to the area or ready to put down roots? We’re here to help make your move easier. Tompkins offers a variety of mortgages to help you become a part of the Western New York community. Our dedicated team of mortgage professionals can help find the right loan to meet your needs.
Our intuitive online application(Opens in a new Window) makes the pre-qualification process simple.
Mortgage Types:
- Conventional Fixed
- Adjustable Rate Mortgages (ARMS)
- Special First Time Home Buyer Program
- Specialized Mortgage Programs
- Construction Draw Financing Programs
- Pricing Options to pay some or all Closing Costs
Rates and programs are subject to change without notice, and subject to credit approval. For adjustable rate mortgages, the rate may increase during the term of the loan. Programs described are for owner occupied properties only. Additional rates and charges may apply for other property types. Homeowners Insurance is required. Flood Insurance may be required. Consult a tax advisor regarding interest deductibility. Call one of our Mortgage Loan Officers for more information. Loans subject to credit approval, income and other qualifying guidelines.
